closing 101
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closing
101
THE CLOSING PROCESS FINALIZES THE SALE OF YOUR HOME AND MAKES EVERYTHING OFFICIAL. ALSO KNOWN AS SETTLEMENT, THE CLOSING IS WHEN YOU GET PAID AND THE BUYER RECEIVES THE DEED TO YOUR HOME.
A FEW THINGS TO BRING TO CLOSING
A valid government issued picture ID
House keys
Garage door opener(s)
Mailbox and any other spare keys
WHAT TO EXPECT
The escrow officer will look over the purchase contract and identify what payments are owed and by whom / prepare documents for the closing; conduct the closing / make sure taxes, title searches, real estate commissions and other closing costs are paid; ensure that the buyer’s title is recorded; and ensure that you receive any money due to you.
YOUR COST
Sellers commonly pay the following at closing:
Mortgage balance and prepayment penalties, if applicable
Other claims against your property, such as current or past due unpaid property taxes
Unpaid special assessments on your property
Real estate commission
Title insurance policy
Home warranty, if applicable
Survey, if applicable
AFTER CLOSING, MAKE SURE YOU KEEP THE FOLLOWING FOR TAX PURPOSES
Copies of all closing documents
All home improvement receipts on the home you sold
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